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Speciality Home Insurance

Speciality Home Insurance for Holiday Lets, Unoccupied Homes & Renovations

Not every property fits standard home insurance. If your home is unoccupied for long periods, undergoing renovation, used as a holiday let or second home, or run as a B&B, specialist cover is often needed.

We help clients across the UK find suitable insurance for non-standard situations – with clear advice and a practical approach.

Who speciality home insurance is for

  • Holiday homes and second homes (including letting)
  • Unoccupied or vacant properties
  • Homes undergoing renovation
  • Bed and breakfast use
  • Working from home arrangements
  • Rural properties and other non-standard risks

Rural Property insurance

Rural property in the UK

Rural postcodes and unique property types can be harder to place with standard providers. We can approach insurers who understand these risks and tailor cover to the property and how it is used.

home insurance for special houses in cumbria the lake district and beyond

FAQs

Yes. We’ll ask about the reason, duration and security arrangements to advise on suitable cover.

Yes. Tell us what work is planned, who is doing it and the timescales, and we’ll advise on the right approach.

Yes. We’ll tailor cover to how the property is used and whether guests stay.

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