We focus on the detail so there are no gaps in your cover. Your policy should match the real risks you face — not a generic template.
With decades of combined experience, our team understands both the insurance market and the day-to-day realities of your sector.
When you need to make a claim, you want clear steps and realistic expectations. We work with you and our insurer partners to help you reach fair and timely outcomes.
J&V Risk Solutions are a UK-based insurance broker with a dedicated team in Carlisle, supporting businesses and private clients across the UK.
Our staff and management offer over 50 years’ combined experience. As an independent insurance broker, we take time to understand your needs, explain options clearly, and arrange cover that fits the way you live or work.
Whether you run a farm, manage a charity, own rental property, operate a leisure business, or need specialist home cover, we help you protect what matters most — with practical advice and a hands-on approach.
Explore our specialist areas below. If you’re not sure which service fits, tell us what you do and we’ll point you in the right direction.
01228 406446
Choose a service below to learn what cover can include and how we work. We’re based in Carlisle and support clients across the UK.
If you’re not sure which service fits, tell us what you do and we’ll point you in the right direction.
Our claims support is a key part of our customer-focused approach. We help make the process as simple as possible and keep communication clear so you know what to do next.
No we work with clients all over the UK location is not a problem for us.
Yes. As an independent broker, we can approach a range of insurers and advise on the most suitable options for your needs.
Yes. Our team can guide you through the claims process, explain what’s needed, and help keep things moving.
Yes. If you describe your situation, we’ll advise the right category and what information is needed to quote accurately.
Yes. If your activities, occupancy, staffing or property use changes, we can review your cover and advise on next steps.
